• You can select from a variety of plans from several companies.
• You can choose riders perfect for your needs.
• We help our clients through query, change and claim processes.
• We give impartial guidance through your selection.

There are lots of benefits that individuals can get from a life insurance policy. Some are:

• Lumpsum amount paid to the family in case of death of insured
• Life insurance attracts favorable tax benefits
• It deputizes as a good retirement plan, and a source of income when you retire
• It helps you to save cash for posterity purposes
• Favourable long-term investment, with profitable returns
• Covers your mortgage in the occurrence of death.
• It provides risk coverage in the form of financial compensation.
• It provides access to a loan facility on the premium paid.

Life Insurance is a type of Insurance policy, where the insurance company in exchange for premium pays an amount known as death benefit to the beneficiaries of the deceased (i.e. the Insured) upon his death.

Problems come unannounced accidents, illness and a lot of hazards can result in the untimely death of an individual. Hence opting for a life insurance policy will ensure that the insured’s family and dependents continue to enjoy a quality lifestyle in case of death.

Life insurance serves as a medium of financial support because it provides a long term investment where one can achieve his aspirations in life . For instance , the welfare of your children, building home, buying flat, purchase of land, children’s education, career plans etc can be taken care of if there is an active Life insurance plan . The particular Life insurance policy opted for by the insurer is based on the peculiar needs of the insurer and his or her stage in life. . Conventional life insurance plans, such as traditional endowment plans, provide specific maturity benefits and built-in guarantees through options like Guaranteed Returns, Money Back, etc.

Life insurance is basically an agreement to pay premium for a long period , in most cases throughout the lifetime of the person. Thus it encourages policy holders to save money regularly for a long period of time.. Having good savings encourages one to meet up with certain financial needs that comes up especially emergencies which can surface at any time..

The insurance industry is highly regulated. The Insurance Regulatory and Development Authority of India (IRDAI) has implemented several regulations to ensure the security of the premium paid to the insurance company. Therefore the Insurance companies are liable and held responsible for funds invested in a life insurance policy. Life insurance being a long term savings product, ensures that the policyholder focuses on long-term returns rather than on making risky investment decisions that could provide short-term returns.

When it comes to planning for retirement, there are few effective measure one of which is taking up a life insurance policy. Since funds are been saved over a long period of time, through Annuities, life insurance policies help in providing a steady source of income upon retirement.

Many Life Insurance policies allow the policy holder  the choice of availing a loan against their insurance policy, which could help them meet their needs at the particular stage for their needs without hampering the benefits provided by the policy they have purchased.

Life Insurance act as the best medium of paying up loans and mortgages in case of death of the borrower. In case the borrower has taken a mortgage protection or Credit Life policy, the loan balances including interest as on the date of death or diability of the borrower is paid by the insurance company to the granteee or the bank who has provided the loan. Thus the deceased family will not bear the burden if the insured is dead. A Mortgage protection policy can be taken by the borrower in his personal capacity or through the option provided by the lending institution.