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LIFE INSURANCE

Choose Comprehensive Life Insurance Covers for you, your family and your employees.

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Why to buy Life Insurance

Accident or illness come unannounced. It can affect anyone at any time. Be prepared with a Life Insurance Policy and protect your family and dependents

Appropriate Risk Cover

Provides risk coverage in the form of Financial Compensation and redemption of loans in case of death of insured.

Plans to cover all stages of life

It helps you to save cash for posterity purposes or achieve aspirations in life along with protection

Secure Long-Term Investment

Favourable long-term investment, with profitable returns or guaranteed income with life cover

Tax Benefits

Premium paid towards life insurance qualifies for tax deduction which helps in significant amount in savings

Check all the Best Life Insurance Plans
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Life Insurance Plans

Term Life

Term Life Insurance

Mortgage Protection

Mortgage Protection Plans

Personal Loan Insurance

Personal Loan Insurance Plans

Whole Life

Whole Life Insurance Plans

Income Protection

Income Protection Plans

Endowment Plans

Savings & Investment Plans

Childrens Plans

Children's Insurance Plans

Guaranteed Returns

Guaranteed Returns Plans

Education Savings

Education Savings Plans

Money Back Plans

Money Back Insurance Plans

Retirement Plans

Retirement Insurance Plans

Guaranteed Pension

Guaranteed Pension Plans

Immediate Annuities

Immediate Pension Annuities

Deferred Annuities

Deferred Insurance Annuities

Unit Linked Plans (ULIPS)

Unit Linked Pension Plans

Group Life

Group Life Insurance

Group Gratuity

Group Gratuity Plans

Group Superannuation

Group Superannuation Plans

Group Leave Encashment

Group Leave Encashment Plans

Group Credit Life

Group Credit Life Insurance

Micro Life Insurance

Micro Life Insurance Plans

Heart & Cancer Cover

Heart & Cancer Cover Plan

NRI Life Plan

NRI Life Insurance Plans

Point of Sale (POS) Plan

Point of Sale (POS) Life Insurance Plan

Womens Plan

Insurance Plan for Womens

Do You Have Questions?

A list of frequently asked questions regarding Life Insurance.

1. Why buy Life Insurance through PolicyInn

  • You can select from a variety of plans from several companies.
  • You can choose riders perfect for your needs.
  • We help our clients through query, change and claim processes.
  • We give impartial guidance through your selection.

2. What are the benefits of taking a Life Insurance Policy

There are lots of benefits that individuals can get from a life insurance policy. Some are:

  • Lumpsum amount paid to the family in case of death of insured
  • Life insurance attracts favorable tax benefits
  • It deputizes as a good retirement plan, and a source of income when you retire
  • It helps you to save cash for posterity purposes
  • Favourable long-term investment, with profitable returns
  • Covers your mortgage in the occurrence of death.
  • It provides risk coverage in the form of financial compensation.
  • It provides access to a loan facility on the premium paid.

3. What is Life Insurance ?

Life Insurance is a type of Insurance policy, where the insurance company in exchange for premium pays an amount known as death benefit to the beneficiaries of the deceased (i.e. the Insured) upon his death.

4. What is Risk Cover ?

Problems come unannounced accidents, illness and a lot of hazards can result in the untimely death of an individual. Hence opting for a life insurance policy will ensure that the insured’s family and dependents continue to enjoy a quality lifestyle in case of death.

5. How does Life Insurance help Plan for different stages of Life ?

Life insurance serves as a medium of financial support because it provides a long term investment where one can achieve his aspirations in life . For instance , the welfare of your children, building home, buying flat, purchase of land, children’s education, career plans etc can be taken care of if there is an active Life insurance plan . The particular Life insurance policy opted for by the insurer is based on the peculiar needs of the insurer and his or her stage in life. . Conventional life insurance plans, such as traditional endowment plans, provide specific maturity benefits and built-in guarantees through options like Guaranteed Returns, Money Back, etc.

6. How Life Insurance promote Savings ?

Life insurance is basically an agreement to pay premium for a long period , in most cases throughout the lifetime of the person. Thus it encourages policy holders to save money regularly for a long period of time.. Having good savings encourages one to meet up with certain financial needs that comes up especially emergencies which can surface at any time..

7. How Savings Plan ensure Secure and Profitable Long-Term Investment ?

The insurance industry is highly regulated. The Insurance Regulatory and Development Authority of India (IRDAI) has implemented several regulations to ensure the security of the premium paid to the insurance company. Therefore the Insurance companies are liable and held responsible for funds invested in a life insurance policy. Life insurance being a long term savings product, ensures that the policyholder focuses on long-term returns rather than on making risky investment decisions that could provide short-term returns.

8. How Life Insurance provide Guaranteed income through Annuities ?

When it comes to planning for retirement, there are few effective measure one of which is taking up a life insurance policy. Since funds are been saved over a long period of time, through Annuities, life insurance policies help in providing a steady source of income upon retirement.

9. Can i get loan from Life Insurance ?

Many Life Insurance policies allow the policy holder  the choice of availing a loan against their insurance policy, which could help them meet their needs at the particular stage for their needs without hampering the benefits provided by the policy they have purchased.

10. How a Life Insurance policy help in payment of loans in case of death of the borrower ?

Life Insurance act as the best medium of paying up loans and mortgages in case of death of the borrower. In case the borrower has taken a mortgage protection or Credit Life policy, the loan balances including interest as on the date of death or diability of the borrower is paid by the insurance company to the granteee or the bank who has provided the loan. Thus the deceased family will not bear the burden if the insured is dead. A Mortgage protection policy can be taken by the borrower in his personal capacity or through the option provided by the lending institution.

Life Insurance Partners

We offer Life insurance products and plans from the leading Life Insurance companies in India.

We help you choose the best Life Insurance Policy.

Give us a call or drop by anytime or fill the form, we endeavour to answer all enquiries within 24 hours on business days.

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